Expert financial advice

We always offer expert advice to help you manage your finances.

What we do

Founded in 1998, Southern Financial Services is an independently owned, family company that prides itself in offering easy to understand, professional advice to clients both across Scotland and throughout the UK. With a dedicated team of highly skilled advisers, we can offer expert advice and guidance on a wide range of financial issues - from investments and pensions to life insurance and mortgages

Pension Planning

Retirement planning has evolved rapidly over the last couple of decades. Fewer people enjoy . . .

Investment Management

Whether you’re investing with a goal in mind, or simply saving for retirement, it’s important to understand risk . . .

Tax and Estate Planning

If your estate has an inheritance tax liability, your beneficiaries will have to pay the inheritance tax bill . . .

Mortgages

Mortgages are one of the largest single transactions in most people’s lives. Not only must you consider . . .

Retirement and Income Drawdown

Now, more than ever, financial advice in retirement is just as important as financial advice on the lead up to . . .

Insurance and Business Protection

Protecting yourself or your business against the unexpected is essential to any good financial plan. It is . . .